DEVELOP YOUR FINANCIAL IQ

DEVELOP YOUR FINANCIAL IQ

TABLE OF CONTENTS

Chapter #1: Foundation In Financial IQ                                                6

Definition of Insanity                                                                      6

What is Money?                                                                               7

Awareness Before Change                                                             8

Time And Money                                                                           9

Chapter #2: Ways To Achieve Wealth                                         11

2 Wealth Building Models                                                             11

3 Ways of Making Money                                                              13

Chapter #3: The Most Important Rule In Investing                     15

What Does Investing Mean To People?                                        15

Invest in Yourself                                                                            15

The importance of Financial Education                                        17

Chapter #4: How To Get Out Of A Financial Mess                     19

Defensive Strategies                                                                        19

Offensive Strategies                                                                        20

Chapter #1:

Foundation in Financial IQ

Definition Of Insanity

Naturally, most if not all of us want and crave for something better. It is all part of us if we want a bigger car, a better house, buying good things for the family. We keep hoping for more but, in order to get what you don’t have, you have got to do something you have never done before.

That simply means:

Doing the same thing over and over again YET expecting different results!

As an employee, you can’t stay at the same job forever and hope that a miracle will happen and your boss will suddenly give you a raise. You will be lucky that there is no downsizing in your company. Switching to another company will only provide a short term solution to a long term problem.

Sure, you can take up a second or even third job, but do you have enough hours and stamina in a day to sustain it?

The bottom-line: Trading time for money isn’t wise financial sense in the long term. You keep on increasing the hours just to win the rat race, but in the end of the day, you are still a rat on the mill!

Increasing your wages only puts you in a higher tax bracket. Your salaries increase but so does your expenses on your house and car. How will you invest in yourself when all the time you spend working for a company, working for the government paying taxes and working for the bank paying off your house and car? What if you fall sick and can’t work tomorrow? Will the government take care of your family?

I highly doubt so.

So isn’t it time you take your finances a tad more seriously?

What Is Money?

You see, there are many ideas of what people think money is.

Some say it is a form of measurement.

Yes, but a measurement of what? Wealth? In the olden days, people measured wealth by how many cows, sheep and horses they had. But do people measure wealth today by your cows and horses? How about slaves? Was there a time where manpower is considered a hot commodity? Are slaves worth anything today? Are your dollar bills sitting in the bank going to protect you if a recession strikes the country? No, wealth can not be measured by the dollar bill.

Some say it is a form of power…..…… TO GET THE FULL E-BOOK, YOU NEED TO PAY N1,500 TO:

ACCOUNT NAME: OJEWOLE OLUWASEUN STEPHEN

ACCOUNT NUMBER: 0122953452

BANK: GTB

AFTER THE PAYMENT, SEND THE TELLER NUMBER, TOPIC, YOUR EMAIL ADDRESS AND YOUR FULL NAME TO 08060336028.

FOR INTERNATIONAL CUSTOMERS, MAKE PAYMENT OF $10 THROUGH MONEYGRAM AFTER PAYMENT SEND THE INFORMATION COLLECTED FROM BANK AND TOPIC TO +2348060336028 OR THIS EMAIL ADDRESS seunoluwa@yahoo.com

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LOSS THE BELLY FAT

 LOSS THE BELLY FAT

Table of Contents

Introduction ..........................................................4

What is Belly Fat? ................................................5

Benefits of Losing Weight ..................................7

50 Tips To Reduce Belly Fat............................... 11

Conclusion ........................................................... 28

Introduction

Abdominal obesity, also known as central obesity, is something that many people worldwide have problems with. Once you hit middle age, far too many people are plagued by those two dreaded words…belly fat. It can, however, also be a problem for children and teens.

People just look at it as a weight problem, but it can also be linked to cardiovascular disease, Alzheimer’s disease, and many other metabolic and vascular diseases.

Though no one likes belly fat, too often it is overlooked as just a symptom of age. It can, however, be a symptom of much, much more. It is not something you should just consider the price of getting older. It is something that should be taken seriously.

What is Belly Fat?

Usually, belly fat is subcutaneous fat, which is underneath the skin.

If you have problems with abdominal fat, it may also be visceral fat. This is also known as organ fat that is packed between your internal organs. This is also known as the “pot belly” or the “beer belly.” It is associated with type 2 diabetes, cardiovascular disease, and colorectal cancer.

In recent studies, scientists have come to realize that it isn’t really how much a person weighs—It’s their amount of body fat that truly indicates obesity.

Throughout the 1980’s and 90’s imaging techniques were developed that helped improve the understanding of exactly how many health risks can be associated with the accumulation of body fat. These include tomography and magnetic resonance which help divide masses of tissue in the abdominal region.

For women, belly fat is more common after menopause.

Sometimes, those people who just think this goes hand-in-hand with getting older, and don’t realize the danger it can cause. While women feel like it is just something that makes them go up a size in their jeans, it does carry health risks.

Like fat in any other area, it is determined by balancing your calories you take in with the energy you burn. In other words, if you eat too much and burn too little, you’ll have excess fat. As you get older, your muscle mass reduces. Your fat, however, increases. When your muscle mass reduces, it also reduces the rate your body uses calories. This can make it even more difficult for people to maintain a weight that is healthy as they age.

Sometimes, you can have an increase of belly fat as you age without even gaining weight. In women, this can be due to a reduced level of estrogen. Research has shown that estrogen seems to influence where the fat is distributed in a woman’s body.

Regardless of a weight shown as normal on the BMI measurement charts, women with a large waistline have been known to carry the risk of premature death and often dye earlier of cardiovascular disease.

Most women hate to even have an inch or so too much belly fat.

How do you know, however, if the belly fat you carry is a health risk? Just measure it. Use a tape measure and place it around your bare stomach. You want it to be snug, but not cut into the skin. For women, if your measurement is over 35 inches, you’ll be at a greater risk for health problems. For men, the measurement of concern is around 40 inches. …… TO GET THE FULL E-BOOK, YOU NEED TO PAY N1,500 TO:

ACCOUNT NAME: OJEWOLE OLUWASEUN STEPHEN

ACCOUNT NUMBER: 0122953452

BANK: GTB

AFTER THE PAYMENT, SEND THE TELLER NUMBER, TOPIC, YOUR EMAIL ADDRESS AND YOUR FULL NAME TO 08060336028.

FOR INTERNATIONAL CUSTOMERS, MAKE PAYMENT OF $10 THROUGH MONEYGRAM AFTER PAYMENT SEND THE INFORMATION COLLECTED FROM BANK AND TOPIC TO +2348060336028 OR THIS EMAIL ADDRESS seunoluwa@yahoo.com

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